LET'S FIND YOUR PERFECT FIT.

LET'S FIND YOUR PERFECT FIT.

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With a College Ave Student Loans Refi Loan, you could reduce the total cost of your existing student loans or your current monthly payment (or maybe even both!). Plus you’ll simplify your life with a single monthly bill.

Tell us about your current loan(s) so we can show you how much you will save. Please complete all required fields, then hit ‘Next’.

 

The easiest way to understand it is to see it in action.

I Have A:

  Undergrad/Grad Degree
  Medical, Pharmacy or
Veterinary Doctorate Degree

Remaining Balance You Owe:

  Generally it is this amount:
  It is specifically this much:
$5K $150K
Monthly Payment
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Years Remaining
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Balance Loan #1
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Pay Off Date
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Please enter your current interest rate or your monthly payment amount on your existing loan to calculate the total cost of your loan. It doesn’t make a difference which one you use!
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Total Cost With Interest

$0.00 Next
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Current Loan(s) Edit
Total Monthly Payment
with Interest
Loan Amount
Total Monthly Payment
Loan Amount
with Interest
Configure My New Loan I want to reduce my
 
Total Loan Cost Monthly Payment
My Credit Score
Loan Interest Rate Type
?
Variable rates are tied to a market index (in our case, 1-month LIBOR), so they can go up and down over time as that index changes. Fixed rates stay the same for the life of the loan.
 
Variable Rate Fixed Rate
Monthly Payment (IN YEARS) Lower monthly payments require a longer term
5 Years 15 Years
Loan Term Remember the faster you pay, the more you save
5 Years 15 Years
Gradual Repayment Option
?
With the gradual repayment option, you can pay just the monthly interest charges for the first two years of your term. After the first two years, full principal and interest payments will begin.
 
Yes No
Add increments of $20 to your
monthly interest payment
- $0 +
Original Monthly Payment
Est. New Monthly Payment
Est. Monthly Savings
Est. New Monthly Payment For The First 2 Years
Est. Monthly Savings For The First 2 Years
Est. New Monthly Payment Starting in Year 3
Est. New Cost w/ Interest
Est. Cost Savings
Est. Interest Rate1
Loan Term
Original Cost W/ Interest
Est. New Cost w/ Interest
Est. Overall Savings
Est. New Monthly Payment
Est. Monthly Savings
Est. Interest Rate1
Loan Term
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Apply Quickly and Easily

Apply in 3 minutes on laptop or mobile to get an instant credit decision

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Simplify Your Life

Stop juggling multiple bills and streamline your monthly budget

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You Pick The Loans To Include

Loans start at $5,000 and can cover existing federal1 or private student loans. It's your choice.

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Repay The Way That Works For You

Choose whether to start making full payments right away, or limit payments during the first two years to just cover interest charges.

Once you leave school and get on your feet, it’s a good idea to review your existing student loans and decide if it makes sense to consolidate some or all of them.

With multiple loans, you’re managing different lenders, amounts, and due dates, and you may be paying more than you need to in interest charges.

Learn more about College Ave Student Loans Refi Loans

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or Liberty Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

$5,000 is the minimum requirement to refinance with us. The maximum loan amount is $150,000 for graduate of undergraduate or graduate programs and $250,000 for graduates of medical or pharmacy programs.

Total cost calculations are based on the information you provided above. Actual cost may vary from the results shown and will be calculated in your official application.

1Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance. Benefits that exist with federal loans could be forfeited by consolidating them into a private loan.

Information advertised valid as of 11/17/2016. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.