A Better Student Loan Experience. Simple application. Personalized loans. Happy customers. Experience why our customers rate us the best in the business. Apply Now Not ready to apply? Let us help.

Apply in 3 minutes.
Get an instant decision.

No fees to apply or
penalties for early payoff.

Build a repayment
plan that fits your life.

Pay for School

Still in school? Cover up to 100% of your current costs.1

Undergraduate Student Loans

For students in associate's or bachelor's degree programs

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TIP: Students usually need a cosigner to qualify for a loan

Graduate Student Loans

For students in master's or doctoral degree programs

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TIP: With us, you never pay an origination fee

Parent Loans 

For parents who want to cover school costs for their children

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TIP: Get up to $2,500 direct to spend on extra expenses2


Finished school?

Refinance Existing Student Loans

For those who want to manage payments or reduce the total cost (or maybe even both!)

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Simplicity is Highly Rated

Our mission is to offer the best student loan experience, so we simplified the process and put you in control.

See what our borrowers have to say about College Ave.

Fantastic experience!

Super easy & efficient, highly recommended!

Melanie S. Verified Reviewer August 30, 2016
Great website

College ave is simple and easy to use. You can pick your own plan and not have a headache of a thousand forms and questions. I would definitely recommend to other students

Nancy S. Verified Reviewer September 26, 2016
Very Simple

The process was very simple and very helpful. What a wonderful experience.

Stephen M. Verified Reviewer July 25, 2016
Quick and easy, all online

I got a loan for my college junior without changing out of my Jammies in a Saturday morning. That's what I call convenient.

Laurel G. Verified Reviewer August 22, 2016
College Loan

Quick. Simple. Straight forward, all I could ask for.

Gabriel K. Verified Reviewer January 26, 2017
Fast and Easy

Fast and easy to use! Very detailed with options to personalize the right loan for me.

Winniefred G. Verified Reviewer August 17, 2016
Getting student loan

The process was very easy. Every detail was spelled out clearly. It made applying for the loan stress free. I would recommend College Ave. to everyone. Thank you for making it very easy and pain free.

Carol S. Verified Reviewer September 7, 2016
Great experience

The process could not have been easier. Once I filled out the application, College Ave contacted the school and arranged everything. I couldn't be happier with my experience!

Jeff N. Verified Reviewer August 16, 2016

I can't say enough good things. So glad I found college ave!

Denise M. Verified Reviewer November 29, 2016

The process was so easy and not stressful at all. Will definitely use them again for future schooling!

Lauren S. Verified Reviewer January 26, 2017
Great Experience

I've never went through the loan process before, but College Ave. made it a great experience. They were quick and easy to deal with. The customer service was excellent. Very good!

Diamonique A. Verified Reviewer June 15, 2017
Great experience!

Everyone at College Ave was very helpful and responded quick to any questions I had throughout the process. Recommend this site for student loans.

Jane C. Verified Reviewer August 23, 2016
Easy and affordable.

You make the stressful loan process easy and affordable. Thank you for keeping me on top of it and helping me navigate the school system.

Layne P. Verified Reviewer August 23, 2016
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College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or The Middlefield Banking Company, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1As certified by your school and less any other financial aid you might receive. Minimum $2,000.

2In order to receive up to $2,500 direct, a valid bank account must be designated for direct deposit of funds, and $2,000 or more must be certified by, and scheduled for direct disbursement to, the school.

Information advertised valid as of 7/01/2017. Variable interest rates may increase after consummation.