Undergraduate Student Loan Cosigner
Undergrads typically take out student loans with a cosigner. Students usually don’t have enough credit history to be considered ideal candidates for a loan. Lenders will likely require undergraduates to apply with a qualified cosigner who will be equally responsible for repaying the loan. It’s a serious ask, but a student loan cosigner’s good credit history and belief in the student will help them reach their goals in college and beyond.
of all undergraduate loans are cosigned
of borrowers choose an in school repayment option
Key Dates to Know
Here are some key dates to plan for prior to sending your student off to school.
60-90 days
Shop around for the right loan using the prequalification tool to see estimated rates.
30-45 days
By now you should have received a tuition bill. Apply for your loan in 3 minutes. Once approved, we'll work with your school to certify the loan.
10-14 days
Make sure you've received confirmation that the money is scheduled to be sent to your school.
Ready to Cosign a Loan?
Click below to start a new application or continue an application that the student already started.