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Let's Build The Right Loan For You.
I am
I am...
    
  • an undergraduate student
  • a cosigner helping an undergraduate student
with about
with about...
    
year(s) of school to go.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
I'm looking for a
I'm looking for a...
    
loan.
  • $2,000
  • $4,000
  • $6,000
  • $8,000
  • $10,000
  • $12,000
  • $14,000
  • $16,000
  • $18,000
  • $20,000
  • $22,000
  • $24,000
  • $26,000
  • $28,000
  • $30,000
  • $32,000
  • $34,000
  • $36,000
  • $38,000
  • $40,000
  • $42,000
  • $44,000
  • $46,000
  • $48,000
  • $50,000
  • $52,000
  • $54,000
  • $56,000
  • $58,000
  • $60,000
  • $62,000
  • $64,000
  • $66,000
  • $68,000
  • $70,000
  • $72,000
  • $74,000
  • $76,000
  • $78,000
  • $80,000
I
I...
    
make payments during school,
  • will
  • might
  • don't want to
and am most interested in
and am most interested in...
    
.
  • paying less for my loan overall
  • managing my monthly budget
  • paying less overall and managing my budget
I
I...
    
apply with a cosigner to get approval or a lower rate.
  • will
  • might
  • don't want to
with about
with about...
    
year(s) of school to go.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
I'm looking for a
I'm looking for a...
    
loan.
  • $2,000
  • $4,000
  • $6,000
  • $8,000
  • $10,000
  • $12,000
  • $14,000
  • $16,000
  • $18,000
  • $20,000
  • $22,000
  • $24,000
  • $26,000
  • $28,000
  • $30,000
  • $32,000
  • $34,000
  • $36,000
  • $38,000
  • $40,000
  • $42,000
  • $44,000
  • $46,000
  • $48,000
  • $50,000
  • $52,000
  • $54,000
  • $56,000
  • $58,000
  • $60,000
  • $62,000
  • $64,000
  • $66,000
  • $68,000
  • $70,000
  • $72,000
  • $74,000
  • $76,000
  • $78,000
  • $80,000
I
I...
    
make payments during school,
  • will
  • might
  • don't want to
and am most interested in
and am most interested in...
    
.
  • paying less for my loan overall
  • managing my monthly budget
  • paying less overall and managing my budget

Undergraduate Student Loans

Undergraduate Student Loans

The money you need for college with an undergraduate loan that fits your life.

The College Ave Student Loans product for undergraduates can help cover tuition and other education costs for students in associates and bachelors’ degree programs.

Our loans are designed to give you great rates plus the most repayment options so you can create a loan that fits your monthly budget while paying as little interest as possible. It’s all about creating the perfect plan for you.

Apply Now
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Apply Quickly and Easily

Apply for a loan in 3 minutes on laptop or mobile to get an instant credit decision

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Repay the Way That Works For You

Decide whether to make loan payments during school – and if so, how much - and how long you take to pay back

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Get the Money You Need

Loans for undergraduate students start at $2,000 and can cover up to 100% of your school-certified cost of attendance1

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Manage Your Loan Your Way

See your balance, pay your bill, and more with 24/7 online self-service, or feel free to give us a call

fixedOrangeLine2x Fixed Rates 5.74%–11.85% APR
variableLine2x Variable Rates 2.84%–9.35% APR
(all rates shown include auto-pay discount)2

Repayment Options

More Options. Better Fit.

The sooner you start making payments on your undergraduate loan, and the more you pay per month, the more you’ll save in the long run. But maybe that doesn’t work for you. We don’t believe in “one size fits all”. Check out our flexible repayment options to see what’s best for you.

Unlike most private lenders who set the loan term for you, we let you decide how quickly you pay back your loan – just remember, the sooner you repay it, the more money you save.

Full Principal & Interest Payment
Highest In-School Payment
Lowest Overall Cost

Start repaying your principal and interest right away to save the most.

Interest Only Payment
Moderate In-School Payment

Pay the interest charges each month as you go during school.

Flat Payment
Lowest In-School Payment

Make $25 payments each month3 during school to reduce your accrued interest.

Deferred Payment
No In-School Payment
Highest Overall Cost

No in-school payments required, but you’ll pay more in interest over the life of your loan.

Flexible Terms

You pick how many years you take to pay back your undergraduate loan based on what works for your life and your budget.

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Save More Overall Save on total interest but make bigger monthly payments
8
or
10
or
12
or
15
YEARS4
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
8
10
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Save More Overall Save on total interest but make bigger monthly payments
12
15
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
Years4
Not All Loans Are Created Equal, So Create Your Own.

Not sure what the right combination is for your undergraduate loan? No problem - our student loan calculator can help.

How We Compare

College Ave Student Loans
College Ave
Number of Repayment Options
4
Choice of Loan Terms (Years You Take To Repay)
Yes
Apply in 3 Minutes
Yes
Fees to Apply
None
Choice of Fixed or Variable Interest Rates Comparisons based on information obtained on lenders' websites as of November 17, 2016
Yes
Discover student loans
Discover
4
No
No
None
Yes
Sallie Mae student loans
Sallie Mae student loans
3
No
No
None
Yes
Wells Fargo student loans
Wells Fargo
3
No
No
None
Yes

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or Liberty Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1As certified by your school and less any other financial aid you might receive. Minimum $2,000.

2The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3This informational repayment example uses typical loan terms for a freshman borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 6.5% variable Annual Percentage Rate (“APR”): 54 monthly payments of $25 while in school, followed by 96 monthly payments of $154.95 while in the repayment period, for a total amount of payments of $16,224.78. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

4This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 11/17/2016. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.