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Let's Build The Right Loan For You.
I am
I am...
    
  • a graduate student
  • a cosigner helping a graduate student
with about
with about...
    
year(s) of school to go.
  • 1
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  • 6
I'm looking for a
I'm looking for a...
    
loan.
  • $2,000
  • $4,000
  • $6,000
  • $8,000
  • $10,000
  • $12,000
  • $14,000
  • $16,000
  • $18,000
  • $20,000
  • $22,000
  • $24,000
  • $26,000
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  • $30,000
  • $32,000
  • $34,000
  • $36,000
  • $38,000
  • $40,000
  • $42,000
  • $44,000
  • $46,000
  • $48,000
  • $50,000
  • $52,000
  • $54,000
  • $56,000
  • $58,000
  • $60,000
  • $62,000
  • $64,000
  • $66,000
  • $68,000
  • $70,000
  • $72,000
  • $74,000
  • $76,000
  • $78,000
  • $80,000
I
I...
    
make payments during school,
  • will
  • might
  • don't want to
and am most interested in
and am most interested in...
    
.
  • paying less for my loan overall
  • managing my monthly budget
  • paying less overall and managing my budget
I
I...
    
apply with a cosigner to get approval or a lower rate.
  • will
  • might
  • don't want to
with about
with about...
    
year(s) of school to go.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
I'm looking for a
I'm looking for a...
    
loan.
  • $2,000
  • $4,000
  • $6,000
  • $8,000
  • $10,000
  • $12,000
  • $14,000
  • $16,000
  • $18,000
  • $20,000
  • $22,000
  • $24,000
  • $26,000
  • $28,000
  • $30,000
  • $32,000
  • $34,000
  • $36,000
  • $38,000
  • $40,000
  • $42,000
  • $44,000
  • $46,000
  • $48,000
  • $50,000
  • $52,000
  • $54,000
  • $56,000
  • $58,000
  • $60,000
  • $62,000
  • $64,000
  • $66,000
  • $68,000
  • $70,000
  • $72,000
  • $74,000
  • $76,000
  • $78,000
  • $80,000
I
I...
    
make payments during school,
  • will
  • might
  • don't want to
and am most interested in
am most interested in...
    
.
  • paying less for my loan overall
  • managing my monthly budget
  • paying less overall and managing my budget

Graduate Student Loans

Graduate Student Loans

Cover the costs of your advanced degree with a graduate school loan designed to help you save.

With no origination fees and flexible repayment options, qualified graduate students can save with College Ave Student Loans over the Federal Direct PLUS loan (also known as Grad PLUS).1

The College Ave Student Loans product for graduate students is designed for students pursuing a masters, doctoral or professional degree who have great credit and want an option that recognizes and rewards that positive credit history.

Apply now to start funding your grad school education today!

Apply Now
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Apply Quickly and Easily

Apply for graduate school loans in 3 minutes on laptop or mobile to get an instant credit decision

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Get The Money You Need

Graduate student loans start at $2,000 and can cover up to 100% of your school-certified cost of attendance2

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Never Pay Origination Fees

No fees to apply or penalties for paying early

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Repay The Way that Works For You

Decide whether to pay back your loan during school - and if so, how much - and how long you take to pay back

fixedOrangeLine2x Fixed Rates 5.68%-7.83% APR
variableLine2x Variable Rates 3.34%-7.00% APR
(all rates shown include auto-pay discount)3

Repayment Options

More Options. Better Fit.

The sooner you start paying, and the more you pay per month, the more you’ll save in the long run. But maybe that doesn’t work for you. We don’t believe in “one size fits all”. Check out our flexible repayment options for graduate students to see what’s best for you.

Unlike most private lenders who set the loan term for you, we let you decide how quickly you pay back your graduate school loan – just remember, the sooner you repay it, the more money you save.

Full Principal &
Interest Payment
Highest In-School Payment
Lowest Overall Cost

Start repaying your principal and interest right away to save the most.

Interest Only Payment
Moderate In-School Payment

Pay the interest charges each month as you go during school.

Flat Payment
Lowest In-School Payment

Make $25 payments each month4 during school to reduce your accrued interest.

Deferred Payment
No In-School Payment
Highest Overall Cost

No in-school payments required, but you'll pay more in interest over the life of your loan.

Flexible Terms

You decide how many years you take to pay back your graduate school loan so you can balance your budget and the total cost.

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Save More Overall Save on total interest but make bigger monthly payments
8
or
10
or
12
or
15
YEARS5
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
8
10
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Save More Overall Save on total interest but make bigger monthly payments
12
15
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
Years4
Not All Loans are Created Equal, So Create Your Own.

Want to see what your graduate student loan could look like? No problem. We have tools for that.

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or Liberty Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1Direct PLUS Loan details from www.studentaid.gov. Federal loans carry special benefits, such as public service forgiveness, that are not available with private loans.

2As certified by your school and less any other financial aid you might receive. Minimum $2,000.

3The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

4This informational repayment example uses typical loan terms for a graduate borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $15,000 loan that is disbursed in one disbursement and a 7.30% fixed Annual Percentage Rate (“APR”): 33 monthly payments of $25 while in school, followed by 96 monthly payments of $237.17 while in the repayment period, for a total amount of payments of $23,593.56. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

5This informational repayment example uses typical loan terms for a graduate borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $15,000 loan that is disbursed in one disbursement and a 7.82% fixed Annual Percentage Rate (“APR”): 96 monthly payments of $255.99 while in the repayment period, for a total amount of payments of $24,574.78. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. 

Information advertised valid as of 11/17/2016. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.