Graduate Student Loans
A College Ave graduate loan can help you cover the costs of a postgraduate, masters, doctoral, or professional degree. We provide flexible repayment options and never charge origination fees.
Variable Rates
1.89% - 10.97% APR
Fixed Rates
4.24% - 11.98% APR
(all rates shown include auto-pay discounts)2
6 Financial Considerations of Getting a Graduate Degree
The decision to go to grad school is often heavily influenced by finances. Here are some of the top financial considerations of getting a graduate degree. You’ll want to consider what goals you’re looking to pursue with a graduate degree.
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Rates & Repayment
Make Your Payments Work for You
The way you repay your loan will drive how much you’ll save long-term. If you start making payments sooner, or pay more each month, you can lower the overall cost of the loan. But if your monthly budget requires an option that’s more flexible, we can help you with that too.
We set out to be different from other lenders who set the loan terms for you. So put us to the test.
Repayment Options
Full Principal & Interest Payment
Start repaying your principal and interest right away to save the most.
- Highest in-school payment
- Lowest overall cost
Interest Only Payment
Pay the interest charges each month as you go during school.
- Moderate in-school payment
Flat Payment
Make $25 payments each month2 during school to reduce your accrued interest.
- Lowest in-school payment
Deferred Payment
No in-school payments required, but you'll pay more in interest over the life of your loan.
- No in-school payment
- Highest overall cost
Advanced Loans For Advanced Degrees
We created graduate loans that are teaching the competition a thing or two. We start with great rates, then add a variety of repayment options, all to put you in control of how much interest you have to pay. When we take away the suspense and uncertainty around your loan, you can feel that much better.
How We Compare With Other Lenders
Lenders


Comparisons based on information obtained on lenders' websites as of December 14, 2020.
Cosigning Made Easy
Because some grad students don’t have the credit or income history required by lenders, a parent or other adult with good credit will need to cosign the private student loan. This way, both the student and cosigner share equal responsibility for the loan.