Undergraduate & Graduate Career Loan Cosigner

Students typically don’t have enough credit history, so lenders don’t consider them the best candidates for a loan. Lenders will likely require the student to apply with a helpful cosigner who will be equally responsible for the repayment of the loan. It’s a serious ask, but your good credit history and belief in the student will help them reach their goals in college and beyond.

Cosign A LoanPrequalify

95%

of all undergraduate loans are cosigned

63%

of borrowers choose an in school repayment option

LB

Lauren B.

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Quick and Easy

Letting your 18 year old apply for loan is a little scary but College Ave was simple, kept us all informed, and got payment sent on time.

AS

April S.

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Applying and Processing Student Loans

College Ave Student Loans made applying and receiving student loans easy. The paperwork for the student and the parent co-signer was completed quickly and smoothly. The transfer of the loan funds was on time for classes and very professional. This is the second year for my student to use College Ave for funding. Thank you.

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Debbie H.

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Easiest loan I ever applied for!

I've co-signed my daughter's college loan with College Ave for the second year now. The process is made extremely easy and quick for both her and me. The customer support is great if any questions come up. I highly recommend College Ave!

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Key Dates to Know

Here are some key dates to plan for prior to sending your student off to school.

school building 60-90 days

Shop around for the right loan using the prequalification tool to see estimated rates.

car of people moving 30-45 days

By now you should have received a tuition bill. Apply for your loan in 3 minutes. Once approved, we'll work with your school to certify the loan.

building 10-14 days

Make sure you've received confirmation that the money is scheduled to be sent to your school.

apply

Ready to Cosign a Loan?

If the student has started the application process and you are ready to cosign the loan, click below to get started.

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Can a cosigner ever be released from the loan?

A student borrower who is a U.S. citizen can request the release of their cosigner after more than half of the scheduled Repayment Period has elapsed, if the following requirements are met. 1. The most recent 24 consecutive payments were made on-time and did not include any forbearance or workout programs for . . .

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What are the credit requirements for student borrower and/or cosigner?

Exact credit criteria is proprietary, but we offer a free credit pre-qualification tool to tell students and cosigners if their credit scores qualify, and what interest rates they can personally expect from us before they apply. Plus, using the tool won’t impact your credit score. Pre-qualification isn’t a full review or guarantee, but it may help you decide if you want to submit a full application.