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Career Loans

Career Loans

The money you need to advance your career with a private student loan that fits your life.

The College Ave Student Loans Career Loan with Success Rewards can help cover tuition and other education costs for students in associates, bachelors’ and graduate degree programs at select colleges and universities.

Our loans are designed to give you great rates and the most repayment options, so you can create a loan that fits your monthly budget while paying as little interest as possible. It’s all about creating the perfect plan for you. Plus, you’ll earn $150 cash back when you complete your program of study5.

Apply Now
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Apply Quickly and Easily

Apply for a loan in 3 minutes on laptop or mobile to get an instant credit decision

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Repay the Way That Works For You

Decide whether to make loan payments during school – and if so, how much - and how long you take to pay back

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Get the Money You Need

Loans for students start at $1,000 and can cover up to 100% of your school-certified cost of attendance1

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Manage Your Loan Your Way

See your balance, pay your bill, and more with 24/7 online self-service, or feel free to give us a call

Image of a straight line to indicate a fixed position Fixed Rates 5.29% - 12.07% APR
Image of a line with ups and downs to indicate variable movement Variable Rates 3.69% - 10.94% APR
(all rates shown include auto-pay discount)2

Repayment Options

More Options. Better Fit.

The sooner you start making payments on your careers loan, and the more you pay per month, the more you’ll save in the long run. But maybe that doesn’t work for you. We don’t believe in “one size fits all”. Check out our flexible student loan repayment options to see what’s best for you.

Unlike most private student loan lenders who set the loan term for you, we let you decide how quickly you pay back your loan – just remember, the sooner you repay it, the more money you save.

Full Principal & Interest Payment
Highest In-School Payment
Lowest Overall Cost

Start repaying your principal and interest right away to save the most.

Interest Only Payment
Moderate In-School Payment

Pay the interest charges each month as you go during school.

Flat Payment
Lowest In-School Payment

Make $25 payments each month3 during school to reduce your accrued interest.

Deferred Payment
No In-School Payment
Highest Overall Cost

No in-school payments required, but you’ll pay more in interest over the life of your loan.

Flexible Terms

You pick how many years you take to pay back your career loan based on what works for your life and your budget.

Outline of money in a wallet arrow pointing to the right indicating the years.
Save More Overall Save on total interest but make bigger monthly payments
5
or
8
or
10
or
15
YEARS4
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
5
8
Outline of money in a wallet
Save More Overall Save on total interest but make bigger monthly payments
10
15
Outline of a calendar
Pay Less Monthly Make smaller monthly payments but pay more in interest overall
Years4

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1As certified by your school and less any other financial aid you might receive. Minimum $1,000.

2The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3This informational repayment example uses typical loan terms for a freshman borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 6.5% variable Annual Percentage Rate (“APR”): 54 monthly payments of $25 while in school, followed by 96 monthly payments of $154.95 while in the repayment period, for a total amount of payments of $16,224.78. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

4This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

5$150 cash back will be applied as a statement credit to your College Ave Career Loan upon validation that you have completed your degree program. Please see complete details in the College Ave Career Loan with Success Rewards Terms & Conditions.

Information advertised valid as of 08/29/2018. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.