Find Your Perfect Student Loan.

Whenever you’re ready, we’ll make it fast and easy.

  • 3-minute application
  • Instant credit decision
  • No fees to apply

Variable rates starting at 3.94% APR (with auto-pay discount)1

Fixed rates starting at 5.29% APR (with auto-pay discount)1

Undergraduate Student Loan Rates

Variable Rates Icon

Variable Rates

3.94% - 11.19% APR

Fixed Rates Icon

Fixed Rates

5.29% - 12.78% APR

(all rates shown include auto-pay discount)1

Not what you’re looking for?

Check Out Our Other Student Loan Options

How do you know it's the right student loan? You build it yourself.

With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.

Build the Perfect Student Loan by Choosing
Repayment Option

Deferred, Flat Pay, Interest Only, or Full Principal & Interest

Repayment Term

8, 10, 12, or 15 years2

Interest Rate Type

Fixed or Variable

The Simple Student Loan

You're only 3 steps away from finding the perfect student loan.

1

Simple Application

3 minutes and get an instant credit decision.

2

Customize Loan

Choose how and when you repay your loan.

3

Accept & Sign Terms

Review & sign your loan terms electronically.