Find Your Perfect Student Loan.
Whenever you’re ready, we’ll make it fast and easy.
- 3-minute application
- Instant credit decision
- No fees to apply
Variable rates starting at 3.94% APR (with auto-pay discount)1
Fixed rates starting at 5.29% APR (with auto-pay discount)1
Undergraduate Student Loan Rates
3.94% - 11.19% APR
5.29% - 12.78% APR
(all rates shown include auto-pay discount)1
Not what you’re looking for?
Check Out Our Other Student Loan Options
How do you know it's the right student loan? You build it yourself.
With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.
Build the Perfect Student Loan by Choosing
Deferred, Flat Pay, Interest Only, or Full Principal & Interest
8, 10, 12, or 15 years2
Interest Rate Type
Fixed or Variable
The Simple Student Loan
You're only 3 steps away from finding the perfect student loan.
3 minutes and get an instant credit decision.
Choose how and when you repay your loan.
Accept & Sign Terms
Review & sign your loan terms electronically.