Student Loans for College

Whether you’re a student or a parent, we have you covered.
Plus, we’ll make it fast and easy.

  • 3-minute application
  • Instant credit decision
  • No application or origination fees
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Student Loan Options

View all of our student loans below and select the loan that fits you best.

undergrad

Undergraduate Student Loan

For students (usually with cosigners) enrolled in an undergraduate program.

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Variable Rates

5.49% - 16.99% APR

Fixed Rates

4.41% - 16.99% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, and 15 years.2
  • Choose whether you start repaying immediately or wait until you complete your degree.
  • Cover up to 100% of your cost of attendance, including tuition and fees.3
graduate

Graduate Student Loan

For grad students enrolled in a master's, doctoral, or professional degree program.

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Variable Rates

5.49% - 14.49% APR

Fixed Rates

4.41% - 14.49% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, and 15 years.2
  • Choose whether you start repaying immediately or wait until you complete your degree.
  • Cover up to 100% of the costs of a postgraduate with no origination fees.3
Parent

Parent Loan

For parents who want to borrow by themselves for their children's education costs.

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Variable Rates

5.49% - 16.99% APR

Fixed Rates

4.41% - 16.99% APR
(all rates shown include auto-pay discount)1
  • Choose a repayment length between 5 and 15 years.2
  • Option to pay only the interest charges while your child is in school.

MBA Loan

For grad students seeking a Master of Business Administration (MBA) degree.

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Variable Rates

5.49% - 14.49% APR

Fixed Rates

4.41% - 14.49% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, and 15 years.2
  • Choose whether you start repaying immediately or wait until you complete your MBA degree.
  • No application, origination, or disbursement fees.

Medical School Loan

For grad students seeking to become a Doctor of: Medicine (MD), Osteopathic Medicine (DO), Veterinary Medicine (DVM, VMD), or Podiatric Medicine (PM).

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MoreLess Details

Variable Rates

5.49% - 14.47% APR

Fixed Rates

4.41% - 14.47% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, 15, and 20 years.2
  • Choose whether you start repaying immediately or wait until you complete your degree.
  • 36-month grace period offered after you leave school.
  • Defer up to an additional 48 months while in fellowship for payment flexibility.

Dental School Loan

For grad students seeking to become a Doctor of: Dental Surgery (DDS), Medicine in Dentistry or Dental Medicine (DMD).

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MoreLess Details

Variable Rates

5.49% - 14.47% APR

Fixed Rates

4.41% - 14.47% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, 15, and 20 years.2
  • Choose whether you start repaying immediately or wait until you complete your degree.
  • 12-month grace period offered after you leave school.
  • Defer up to an additional 24 months while in residency for payment flexibility.

Law School Loan

For grad students seeking a Juris Doctor (JD) degree.

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MoreLess Details

Variable Rates

5.49% - 14.47% APR

Fixed Rates

4.41% - 14.47% APR
(all rates shown include auto-pay discount)1
  • Repayment options include 5, 8, 10, 15, and 20 years.2
  • Choose whether you start repaying immediately or wait until you complete your degree.
  • 9-month grace period offered after you leave school.
  • Defer up to an additional 12 months during clerkship for payment flexibility.
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  1. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit.
  2. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.


    This informational repayment example uses typical loan terms for a first year graduate student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.10% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $141.66 while in the repayment period, for a total amount of payments of $16,699.21. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
  3. As certified by your school and less any other financial aid you might receive. Minimum $1,000.
  4. In order to receive up to $2,500 direct, a valid bank account must be designated for direct deposit of funds, and $1,000 or more must be certified by, and scheduled for direct disbursement to, the school.
  5. *Additional Information


    Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation. Repayment Example – This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. TThis informational repayment example uses typical loan terms for a first year graduate student borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.10% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $141.66 while in the repayment period, for a total amount of payments of $16,699.21. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Total Loan Amount – As certified by your school and less any other financial aid you might receive. Minimum $1,000.