Let's Find Your Perfect Fit.

Let's Find Your Perfect Fit.

How can College Ave Student Loans help you save?

TAKE A LOOK AND SEE.magnifyLogo2x

Graduate students with great credit can save with College Ave Student Loans over the Federal Direct Grad PLUS loan.1 You even get to create your own repayment plan. Check out our student loan calculator to see all your options.

The easiest way to understand it is to see it in action.

Graduate Student Loan Calculator2

Desired Loan Amount:
$2K $80K
Graduating In:
Interest Rate Type:
?
Fixed rates stay the same for the life of the loan but are higher than starting variable rates. Variable rates start lower than a fixed rate but are tied to a market index (in our case, 1 month LIBOR) so they go up and down over time as that index changes.
Variable Rate
 
Fixed Rate

These are sample rates for a co-signed loan with average credit. To use your specific rates instead, pre-qualify below and enter your personal pre-qual code.

 

See The Loan With Your Personal Rates:
 
 

See How To Save

Make Payments Each Month During School
$0 $0 $0 $0
+/-  $0
Pay Back In Fewer Years
15 12 10 8
 

College Ave Grad Loan

Total Cost of the Loan $0.00
In School Monthly Payment $0 x 54
Post-School Monthly Payment $0 x 190
Monthly Payments $0 x 54
Loan Term 15 years
Interest Rate: Fixed 8.31%
  = interest portion of the loan

Loans will never have a post-school monthly payment that is less than $50.

Compare vs. Grad Plus Loan1

Total Cost of A Grad Plus Loan: $20,874.23
In-School Monthly Payment: $0
Post-School Monthly Payment: $0
Fixed Interest Rate: 6.84%
Loan Term: 10 years

Total Savings Over Grad Plus

$0
 
College Ave Graduate Loan
Federal Grad Plus Loan1
Loan Fee
0%
4.272%
Choice of Fixed or Variable Rates
Yes
No
Grace Period
9 Months
6 Months

NOT SURE ABOUT YOUR CREDIT?iconOdometer2x

Check out our free credit pre-qualification tool. We’ll tell you whether your credit pre-qualifies for a loan, and what interest rates you can personally expect before you apply, without impacting your credit score.

I Am The
  Graduate Student
  Cosigner of an Graduate Student
First name is required.
Last name is required.
Valid Format: MM/DD/YYYY
Street Address is required.
Must be 5 digits
See If You Pre-Qualify

Here are your results:

You’re not pre-qualified for this loan on your own, but we recommend applying with a cosigner who has good credit. Don’t worry – it’s common for students with limited credit history to need a cosigner for a private student loan. You can apply today, and we’ll give you the option during the application to invite your cosigner. Your cosigner can finish applying now or whenever it’s convenient; you don’t have to be together.

Apply Now

Here are your results:

You are not pre-qualified to apply for a loan at this time.

Here are your results:

Based on the information you entered, we couldn’t find a match to pre-qualify you. You’re still eligible to apply for this loan. If your student is with you, you can apply now!

Congratulations! You’re pre-qualified* to apply for this loan.

Based on your pre-qualification, your starting variable interest rate will likely be between x.xx% and x.xx%, and your fixed interest rate will likely be x.xx%, depending on your final application information and repayment plan that you select.

You can apply now, or enter your personal code USIR123EI in the calculator above to explore your options. You won’t make your final repayment plan choices until after you’re approved, and we’ll give you all the details you need to make that decision when it’s time.

Apply Now

* Your pre-qualification was not an application. The offer is not guaranteed if you do not meet our full application criteria. Your actual interest rate may vary from the results shown and will be based on terms in effect at the time your loan is approved.

Congratulations! You’re pre-qualified* to apply for this loan.

Based on your pre-qualification, your starting variable interest rate will likely be between x.xx% and x.xx%, and your fixed interest rate will likely be x.xx%, depending on your final application information and repayment plan that you select.

You can apply with your student now, or enter your personal code USIR123EI in the calculator above to explore your options. You won’t make your final repayment plan choices until after you’re approved, and we’ll give you all the details you need to make that decision when it’s time. You can apply with your student now!

Apply Now

* Your pre-qualification was not an application. The offer is not guaranteed if you do not meet our full application criteria. Your actual interest rate may vary from the results shown and will be based on terms in effect at the time your loan is approved.

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What's A Cosigner? Do you need one?

Some grad students have limited credit history and income, so they need someone – often a parent or other relative with good credit – to take equal responsibility for the loan with them. Learn more.

The College Ave Student Loans Graduate Loan was created for graduate students with great credit who want to a loan that rewards their positive credit history. Our graduate student loan calculator is designed to show you all your options so you can see how you would create the best plan for you. You’ll make your final choices after you’re approved, and we’ll give you those details when it’s time.

Still need more? If the graduate student loan calculator and other tools weren’t enough, learn more about our Graduate Student Loans.

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or Liberty Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1Direct PLUS Loan details from www.studentaid.gov. Federal loans carry special benefits, such as public service forgiveness, that are not available with private loans.

2Calculations are estimates only. Your actual monthly payment amounts, interest rate, and payment schedule may vary from the results shown and will be based on terms in effect at the time your loan is approved. The interest rate for your loan may be based, in part, on whether you have a creditworthy cosigner. Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate. Your interest rate may be higher without a creditworthy cosigner.

Information advertised valid as of 11/17/2016. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.