Earn cash back with College Ave Success Rewards1 Get a $150 statement credit when you complete your next year in school.1 It's our way of saying job well done.

Variable rates starting at 3.69% APR (with auto-pay discount)2

Fixed rates starting at 5.29% APR (with auto-pay discount)2

APPLY NOW

Find your perfect student loan. At College Ave Student Loans, we don't believe in one-size-fits-all student loans. With the undergraduate student loan, you can choose when to start paying it back, how long it takes to repay, and whether you want a fixed or variable rate.

A Better Student Loan Experience

Simple Application

Apply in 3 minutes from any device and find out instantly if you're approved.

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Personalized Loans

Choose from the most repayment options so you can build the best loan for you.

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Happy Customers

Experience why our customers give us a 5-star rating.

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Undergraduate Student Loan Rates You can choose between a variable or fixed interest rate.
Variable Rate VARIABLE RATE
3.69% - 10.94% APR (with auto-pay discount)2
Fixed Rate FIXED RATE
5.29% - 12.07% APR (with auto-pay discount)2
A student loan without any surprises.
Except how simple it is.

Whenever you're ready, we'll make it fast and easy. You can apply online from your phone or computer - whatever you prefer.

  • 3-minute application
  • Instant credit decision
  • No fees to apply
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How do you know it's the right student loan? You build it yourself.

With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.

Build the perfect student loan by choosing:
Repayment Option
  • Deferred, Flat Pay, Interest Only, or Full Principal & Interest
Repayment Term
  • 5, 8, 10, or 15 years3
Interest Rate Type
  • Fixed or Variable
image of Collage Ave Student Loans Application on a computer monitor highlighting how easy it is to choose loan options.
image of Collage Ave Student Loans Application on a computer monitor highlighting how easy it is to choose loan options.
image of five stars Simplicity is Highly Rated

Our mission is to offer the best student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating.

Hear it straight from the source. See what our borrowers have to say about College Ave.

See All Reviews
Easy process, great communication
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You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!

Kris D. June 1, 2018
So far so good
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We've been borrowing from College Ave for the past 2 years and they've been wonderful. I hope the paying back part will go as smoothly!!

Mark S. June 3, 2018
Got approved right away
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From all the private student lenders, they have the most lowest apr to offer. The process of applying is online, no hassle of calling an operator.

Katherine P. June 4, 2018
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Very Simple Process
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This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!

Catherine S. Verified Reviewer July 19, 2017
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Great website
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College ave is simple and easy to use. You can pick your own plan and not have a headache of a thousand forms and questions. I would definitely recommend to other students

Nancy S. Verified Reviewer September 26, 2016
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Very Simple
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The process was very simple and very helpful. What a wonderful experience.

Stephen M. Verified Reviewer July 25, 2016
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Quick and easy, all online
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I got a loan for my college junior without changing out of my Jammies in a Saturday morning. That's what I call convenient.

Laurel G. Verified Reviewer August 22, 2016
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College Loan
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Quick. Simple. Straight forward, all I could ask for.

Gabriel K. Verified Reviewer January 26, 2017
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Fast and Easy
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Fast and easy to use! Very detailed with options to personalize the right loan for me.

Winniefred G. Verified Reviewer August 17, 2016
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Quick, Easy, Transparent - Highly Recommend
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Securing a student loan from College Ave was wonderfully quick and easy. We had tried two other lenders and gave up because the process was so slow and cumbersome. With College Ave everything was done efficiently and completed in about a day. They also provide clear and transparent access to documents and the terms of the agreements. I was thoroughly impressed. Highly recommend

Suzanne W. Verified Reviewer August 9, 2017
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Great!
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The process was so easy and not stressful at all. Will definitely use them again for future schooling!

Lauren S. Verified Reviewer January 26, 2017
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Great Experience
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I've never went through the loan process before, but College Ave. made it a great experience. They were quick and easy to deal with. The customer service was excellent. Very good!

Diamonique A. Verified Reviewer June 15, 2017
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Will Come Back
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College Ave Student Loans was very easy to use, great rates, good repayment schedule.

Donna C. Verified Reviewer July 19, 2017

The Simple Student Loan

You're only 3 steps away from finding the perfect undergraduate student loan.

Submit Application

3 minutes and get an instant credit decision.

1
Customize Loan

Choose how and when you repay your loan.

2
Accept & Sign Terms

Review & sign your loan terms electronically.

3
APPLY NOW

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1Limited-time offer applies to loan applications received from June 27, 2018 to August 30, 2018. Cash back will be applied as a $150 statement credit to your College Ave student loan upon validation that you have completed the academic year your loan will cover. See complete details here.

2Rates shown include auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

*Additional Information
Total Loan Amount – Cover up to 100% of your cost of attendance, as certified by your school and less any other financial aid you might receive, minimum $1,000. Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Variable rates may increase after consummation.

Information advertised valid as of 08/29/2018. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.