Refinance Your Student Loans
Refinancing an existing student loan with College Ave can seriously reduce your monthly payments and even the total cost of your loan.1
Variable Rates
3.24% - 6.04% APR
Fixed Rates
3.34% - 6.19% APR
(all rates shown include auto-pay discount)2
Don't worry - checking your rate won't impact your credit score
The Secret to Saving Thousands on Your Student Loans
While borrowers frequently refinance debt like mortgages or car loans, many people do not realize they can refinance student loans as well. Refinancing options are more accessible for borrowers than ever before.
Read MoreWe Offer Major Help And Minor Stress
We’ll help guide you through the process to find the right loan term and interest rate for you and the family budget.

Rates & Repayments
Make Your Payments Work For You
Is anyone ever happy with “one-size-fits-all”? We don’t think so. Everyone has their own personal budget and goals. With us, you can choose the repayment term that works best for you. Refinance loan amounts as low as $5,000.2
Rate Options
Fixed Rate
Interest rate does not change for the life of the loan
- Fixed interest rate will not increase or decrease
- You know payment amount and total cost up front
Variable Rate
Interest rate changes based on changes to a market index (e.g., LIBOR)
- Variable interest rate is likely cheaper to start, you should consider your personal tolerance for the risk that it could go up (or down)
- You benefit if the interest rate index remains the same or decreases
How We Compare With Other Lenders
Lenders

Comparisons based on information obtained on the lenders' websites as of December 14, 2020.