Job type

Full Time

Reports To

Chief Credit Officer


Wilmington, DE

Position Summary:

The Credit risk analyst is responsible for analyzing key drivers of performance and providing analytical & execution support for the credit organization.

The Team:

The Credit Risk Analyst is a member of the credit and is a part of College Ave’s Credit Department. The Credit Risk Analyst reports to the Chief Credit Officer.


  • Analyze & deploy data solutions to enrich underwriting and collections credit risk strategies for all products
  • Perform strategic analytics to identify key risks and trends for management
  • Bring a continuous testing and improvement mindset while developing & implementing credit strategies
  • Deploy credit strategies on the decision engine based on thorough regression testing
  • Develop and maintain reporting for auditing, validation, and monitoring performance of strategies
  • Develop portfolio volume and credit quality forecasts based on enhancements to credit strategies
  • Work with the data team to automate and execute reports
  • Provide analytics support for other lines of business & external stakeholders

Experience & Qualifications:

  • 3+ years’ experience in one of the following roles: credit, pricing, collections, or recovery strategies for consumer products
  • Experience with SAS, SQL, and/or Python programming for both ETL and analysis
  • Experience designing, implementing, and analyzing Test vs. Control
  • Experience with Business Analytics
  • Experience in a large database environment
  • Experience in financial services
  • Minimum bachelor’s degree, preferably in a quantitative discipline

Personal Attributes:

  • Strong interpersonal skills with an ability to work across the organization and with all CASL stakeholders
  • Driven and proactive with a sense of ownership and urgency
  • Team player, organizationally astute with high emotional intelligence
  • Ability to adapt quickly to a new environment and culture to make an immediate impact
  • Impeccable integrity and ethical standards
  • Excellent communication skills: self-assured and confident, with the poise to interact and work effectively with staff at all levels

Job Classifications:

The Credit Rick Analyst is a full time, salaried position

Interested and qualified persons should send an electronic copy of their resume and any questions to:

Russ Appleton
Head of Human Resources
College Ave Student Loans

Company Facts

Founded in 2014

Approximately 50 Employees

College Ave Student Loans (“College Ave”) specializes in helping students and families pay for higher education. We pride ourselves on giving our customers the best experience and aim to do the same for our employees. At College Ave, we’ve brought together a top-notch team of selfless problem solvers, each dedicated to doing the right thing for our customers. Our financial services experience runs deep, but our love of corporate red-tape does not, so we’ve created an environment that is comfortable, performance driven, and extremely collaborative. While we don’t take ourselves too seriously, we understand the commitment our customers are making and always give the professional dedication they deserve. We’re looking for honesty and integrity; adaptability and a strong work ethic; a sense of humor and an entrepreneurial spirit. We say what we do and do what we say; we want people to speak up and offer constructive feedback and critique; and we are looking for people who are team players, invested in the company’s overall success. As a result, there is a single bonus plan for all staff, College Ave’s plans and priorities are made available to everyone in the organization, and information is shared within and across functional groups in a transparent manner.