Find Your Perfect Student Loan.
Whenever you’re ready, we’ll make it fast and easy.
- 3-minute application
- Instant credit decision
- No fees to apply
Variable rates starting at 3.96% APR (with auto-pay discount)1
Fixed rates starting at 4.72% APR (with auto-pay discount)1
Undergraduate Student Loan Rates
3.96% - 11.98% APR
4.72% - 12.94% APR
(all rates shown include auto-pay discount)1
Not what you’re looking for?
Check Out Our Other Student Loan Options
How do you know it's the right student loan? You build it yourself.
With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.
Build the Perfect Student Loan by Choosing
Deferred, Flat Pay, Interest Only, or Full Principal & Interest
8, 10, 12, or 15 years2
Interest Rate Type
Fixed or Variable
Simplicity is Highly Rated
Our mission is to offer the best private student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating. Hear it straight from the source. See what our borrowers have to say about College Ave.
College Ave was able to quickly approve the loan application and funding followed. It was so easy. Thank you for making what is often a stressful situation, stress-free!
Very Simple Process
This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!
Easy Process, Great Communication
You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!
The Simple Student Loan
You're only 3 steps away from finding the perfect student loan.
3 minutes and get an instant credit decision.
Choose how and when you repay your loan.
Accept & Sign Terms
Review & sign your loan terms electronically.
We learned from other complicated lending companies and decided to make getting a private student loan for college better. With a customer-friendly experience from application through repayment, we help our customers find their best college loan in a way they can understand, and we make it fast and easy. Plus, we give you tools and resources to help you succeed and pay for school without the worry.