Student Loans for College

Find the loan that fits you best. Plus, we’ll make it fast and easy.

  • 3-minute application
  • Instant credit decision
  • No application or origination fees
Apply Now

Undergraduate Student Loan Rates

Variable Rates Icon

Variable Rates

1.04% - 11.98% APR

Fixed Rates Icon

Fixed Rates

3.34% - 12.99% APR

(all rates shown include auto-pay discount)1

College Ave's Undergraduate Loan

A Better Student Loan Experience

Simple Application Process

Apply online in 3 minutes and get an instant credit decision. No application, origination, or disbursement fees.

Customized Repayment Options

Make your payments work for you by deciding if you want to start repaying immediately or wait until you complete your degree.

Choice of Loan Terms

Choose how long it takes to repay your student loan based on your budget. Options include 5, 8, 10, and 15 years.2

Full Support

Cover up to 100% of your cost of attendance including tuition, fees, books, housing, and other costs.3

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How to Apply

A Simple Student Loan Process.
Now that's a Novel Concept.

1. Submit Your Application

Apply online in 3 minutes and get an instant credit decision. Easily add your cosigner with no hassle.

2. Personalize Your Repayment Plan

Choose if you want to make payments while in school, and select how quickly you pay it back.

3. Accept & Sign Your Loan

No paperwork. Sign your terms electronically, and we'll take care of the rest with your school.

MB

Michele B.

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Quick Approval

College Ave was able to quickly approve the loan application and funding followed. It was so easy. Thank you for making what is often a stressful situation, stress-free!

CS

Catherine S.

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Very Simple Process

This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!

KD

Kris D.

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Easy Process, Great Communication

You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!

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Looking for other loan options?

Graduate Student Loan
Parent Loan
  1. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
  2. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
  3. As certified by your school and less any other financial aid you might receive. Minimum $1,000.
  4. *Additional Information
  5. Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation. Repayment Example – This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Total Loan Amount – As certified by your school and less any other financial aid you might receive. Minimum $1,000.