Variable rates starting at 3.69% APR (with auto-pay discount)1
Fixed rates starting at 5.29% APR (with auto-pay discount)1
At College Ave Student Loans, we don't believe in one-size-fits-all student loans. With the undergraduate student loan, you can choose when to start paying it back, how long it takes to repay, and whether you want a fixed or variable rate. Plus, you can cover up to 100% of your school-certified cost of attendance.2
A Better Student Loan Experience
Apply in 3 minutes from any device and find out instantly if you're approved.
Choose from the most repayment options so you can build the best loan for you.
Experience why our customers give us a 5-star rating.
Except how simple it is.
Whenever you're ready, we'll make it fast and easy. You can apply online from your phone or computer - whatever you prefer.
- 3-minute application
- Instant credit decision
- No fees to apply
How do you know it's the right student loan? You build it yourself.
With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.Build the perfect student loan by choosing:
- Deferred, Flat Pay, Interest Only, or Full Principal & Interest
- 5, 8, 10, or 15 years3
- Fixed or Variable
Our mission is to offer the best student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating.
Hear it straight from the source. See what our borrowers have to say about College Ave.See All Reviews
You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!
We've been borrowing from College Ave for the past 2 years and they've been wonderful. I hope the paying back part will go as smoothly!!
From all the private student lenders, they have the most lowest apr to offer. The process of applying is online, no hassle of calling an operator.
This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!
College ave is simple and easy to use. You can pick your own plan and not have a headache of a thousand forms and questions. I would definitely recommend to other students
The process was very simple and very helpful. What a wonderful experience.
I got a loan for my college junior without changing out of my Jammies in a Saturday morning. That's what I call convenient.
Quick. Simple. Straight forward, all I could ask for.
Fast and easy to use! Very detailed with options to personalize the right loan for me.
Securing a student loan from College Ave was wonderfully quick and easy. We had tried two other lenders and gave up because the process was so slow and cumbersome. With College Ave everything was done efficiently and completed in about a day. They also provide clear and transparent access to documents and the terms of the agreements. I was thoroughly impressed. Highly recommend
The process was so easy and not stressful at all. Will definitely use them again for future schooling!
I've never went through the loan process before, but College Ave. made it a great experience. They were quick and easy to deal with. The customer service was excellent. Very good!
College Ave Student Loans was very easy to use, great rates, good repayment schedule.
The Simple Student Loan
You're only 3 steps away from finding the perfect undergraduate student loan.
3 minutes and get an instant credit decision.
Choose how and when you repay your loan.
Review & sign your loan terms electronically.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
1Rates shown include auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
2As certified by your school and less any other financial aid you might receive. Minimum $1,000.
3This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
Total Loan Amount – Cover up to 100% of your cost of attendance, as certified by your school and less any other financial aid you might receive, minimum $1,000. Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Variable rates may increase after consummation.
Information advertised valid as of 08/29/2018. Variable interest rates may increase after consummation.
WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.