Variable rates starting at 4.04% APR (with auto-pay discount)1
Fixed rates starting at 6.07% APR (with auto-pay discount)1
At College Ave Student Loans, we don't believe in one-size-fits-all student loans. With the undergraduate student loan, you can choose when to start paying it back, how long it takes to repay, and whether you want a fixed or variable rate. Plus, you can cover up to 100% of your school-certified cost of attendance.2
A Better Student Loan Experience
Apply in 3 minutes from any device and find out instantly if you're approved.
Choose from the most repayment options so you can build the best loan for you.
Experience why our customers give us a 5-star rating.


Except how simple it is.
Whenever you're ready, we'll make it fast and easy. You can apply online from your phone or computer - whatever you prefer.
- 3-minute application
- Instant credit decision
- No fees to apply

How do you know it's the right student loan? You build it yourself.
With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.
Build the perfect student loan by choosing:- Deferred, Flat Pay, Interest Only, or Full Principal & Interest
- 8, 10, 12, or 15 years3
- Fixed or Variable



Our mission is to offer the best student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating.
Hear it straight from the source. See what our borrowers have to say about College Ave.
See All ReviewsThe Simple Student Loan
You're only 3 steps away from finding the perfect undergraduate student loan.
3 minutes and get an instant credit decision.
Choose how and when you repay your loan.
Review & sign your loan terms electronically.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or Nationwide Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
1The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
2As certified by your school and less any other financial aid you might receive. Minimum $2,000.
3This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
*Additional Information
Total Loan Amount – Cover up to 100% of your cost of attendance, as certified by your school and less any other financial aid you might receive, minimum $2,000. Autopay Discount – The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Variable rates may increase after consummation.
Information advertised valid as of 04/01/2018. Variable interest rates may increase after consummation.
WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.