Welcome Nationwide Member
Let's find your perfect student loan. Apply in 3 minutes, get an instant credit decision, and choose your own loan terms. APPLY NOW

We learned from other complicated lending companies and decided to make getting a student loan for college better. One-size-fits-all student loans are a thing of the past. With College Ave Student Loans, you can build a repayment plan that fits your life. Plus, we’ll make it fast and easy.

A Better Student Loan Experience

Simple Application

Apply in 3 minutes from any device and find out instantly if you're approved.

Personalized Loans

Choose from the most repayment options so you can build the best loan for you.

Happy Customers

Experience why our customers give us a 5-star rating.

A student loan without any surprises.
Except how simple it is.

Whenever you're ready, we'll make it fast and easy. You can apply online from your phone or computer - whatever you prefer.

  • 3-minute application
  • Instant credit decision
  • No fees to apply

How do you know it's the right student loan? You build it yourself.

With the most repayment options in the industry, you can find the student loan that fits you best. Choose if you want to make payments while in school, and select how quickly you pay it back.

Build the perfect student loan by choosing:
Repayment Option
  • Deferred, Flat Pay, Interest Only, or Full Principal & Interest
Repayment Term
  • 5, 8, 10, or 15 years1
Interest Rate Type
  • Fixed or Variable
LOOKING FOR SOMETHING DIFFERENT? SEE OUR PARENT LOAN OPTIONS
Simplicity is Highly Rated

Our mission is to offer the best student loan experience, so we simplified the process and put you in control. And it's working - our customers give us a 5-star rating.

Hear it straight from the source. See what our borrowers have to say about College Ave.

See All Reviews
Easy process, great communication
single review star single review star single review star single review star single review star

You made getting our loan very easy, from the quick online application to the constant communication via email. We really appreciate knowing where we are at in the process. Thank you!

Kris D. June 1, 2018
So far so good
single review star single review star single review star single review star single review star

We've been borrowing from College Ave for the past 2 years and they've been wonderful. I hope the paying back part will go as smoothly!!

Mark S. June 3, 2018
Got approved right away
single review star single review star single review star single review star single review star

From all the private student lenders, they have the most lowest apr to offer. The process of applying is online, no hassle of calling an operator.

Katherine P. June 4, 2018
Image of Catherine S
Very Simple Process
single review star single review star single review star single review star single review star

This was a very simple process to apply for the student loan at a great rate. You get to choose your terms and finalize the paperwork and done. Would definitely recommend using College Ave student loans!!!!

Catherine S. Verified Reviewer July 19, 2017
Image of Nancy S
Great website
single review star single review star single review star single review star single review star

College ave is simple and easy to use. You can pick your own plan and not have a headache of a thousand forms and questions. I would definitely recommend to other students

Nancy S. Verified Reviewer September 26, 2016
Image of Stephen M
Very Simple
single review star single review star single review star single review star single review star

The process was very simple and very helpful. What a wonderful experience.

Stephen M. Verified Reviewer July 25, 2016
Image of Laurel G
Quick and easy, all online
single review star single review star single review star single review star single review star

I got a loan for my college junior without changing out of my Jammies in a Saturday morning. That's what I call convenient.

Laurel G. Verified Reviewer August 22, 2016
Image of Gabriel K
College Loan
single review star single review star single review star single review star single review star

Quick. Simple. Straight forward, all I could ask for.

Gabriel K. Verified Reviewer January 26, 2017
Image of Winniefred G
Fast and Easy
single review star single review star single review star single review star single review star

Fast and easy to use! Very detailed with options to personalize the right loan for me.

Winniefred G. Verified Reviewer August 17, 2016
Image of Suzanne W
Quick, Easy, Transparent - Highly Recommend
single review star single review star single review star single review star single review star

Securing a student loan from College Ave was wonderfully quick and easy. We had tried two other lenders and gave up because the process was so slow and cumbersome. With College Ave everything was done efficiently and completed in about a day. They also provide clear and transparent access to documents and the terms of the agreements. I was thoroughly impressed. Highly recommend

Suzanne W. Verified Reviewer August 9, 2017
Image of Lauren S
Great!
single review star single review star single review star single review star single review star

The process was so easy and not stressful at all. Will definitely use them again for future schooling!

Lauren S. Verified Reviewer January 26, 2017
Image of Diamonique A
Great Experience
single review star single review star single review star single review star single review star

I've never went through the loan process before, but College Ave. made it a great experience. They were quick and easy to deal with. The customer service was excellent. Very good!

Diamonique A. Verified Reviewer June 15, 2017
Image of Donna C
Will Come Back
single review star single review star single review star single review star single review star

College Ave Student Loans was very easy to use, great rates, good repayment schedule.

Donna C. Verified Reviewer July 19, 2017

The Simple Student Loan

You're only 3 steps away from finding the perfect student loan.

Submit Application

3 minutes and get an instant credit decision.

1
Customize Loan

Choose how and when you repay your loan.

2
Accept & Sign Terms

Review & sign your loan terms electronically.

3
APPLY NOW

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1This information repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20 Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 08/29/2018. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.