Does a one-size-fits-all student loan fit your life?

We didn’t think so.

The most repayment choices so you can build the perfect loan for you.

Apply Now
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Apply Quickly and Easily

Apply in 3 minutes on laptop or mobile to get an instant credit decision

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Get The Money You Need

Loans start at $2,000 and can cover up to 100% of your school-certified cost of attendance1

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Never Pay Origination Fees

No fees to apply or penalties for paying early

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Repay The Way that Works For You

Decide whether to pay during school - and if so, how much - and how long you take to pay back

Choice of low fixed or variable rates

fixedOrangeLine2x Fixed Rates 5.68%-7.83% APR
variableLine2x Variable Rates 3.34%-7.00% APR
(all rates shown include auto-pay discount)2

Repayment Options

More Options. Better Fit.

The sooner you start paying, and the more you pay per month, the more you’ll save in the long run. But maybe that doesn’t work for you. We don’t believe in “one size fits all”. Check out our flexible repayment options to see what’s best for you.

Unlike most private lenders who set the loan term for you, we let you decide how quickly you pay back your loan – just remember, the sooner you repay it, the more money you save.

Full Principal &
Interest Payment
Highest In-School Payment
Lowest Overall Cost

Start repaying your principal and interest right away to save the most.

Interest Only Payment
Moderate In-School Payment

Pay the interest charges each month as you go during school.

Flat Payment
Lowest In-School Payment

Make $25 payments each month3 during school to reduce your accrued interest.

Deferred Payment
No In-School Payment
Highest Overall Cost

No in-school payments required, but you'll pay more in interest over the life of your loan.

Flexible Terms

You decide how many years you take to pay back your loan so you can balance your budget and the total cost.

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Save More Overall Save on total interest but make bigger monthly payments
8
or
10
or
12
or
15
YEARS4
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
8
10
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Save More Overall Save on total interest but make bigger monthly payments
12
15
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Pay Less Monthly Make smaller monthly payments but pay more in interest overall
Years4

The Simple Student Loan Application

You’re just three steps away.

stopwatch-icon Apply 3 minutes and get an instant credit decision.
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configure-icon Configure Loan Choose how and when you repay your loan.
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signature-icon Accept & Sign Review and electronically sign your loan terms. All done!
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Student Loans are all we do.

At College Ave Student Loans, we learned from other complicated lending companies and decided to make getting a private student loan better.

We’ll help you find your best private student loan in a way you can understand, and we’ll make it fast & easy.

Apply Now

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or Liberty Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1As certified by your school and less any other financial aid you might receive. Minimum $2,000.

2The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3This informational repayment example uses typical loan terms for a graduate borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $15,000 loan that is disbursed in one disbursement and a 7.30% fixed Annual Percentage Rate (“APR”): 33 monthly payments of $25 while in school, followed by 96 monthly payments of $237.17 while in the repayment period, for a total amount of payments of $23,593.56. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

4This informational repayment example uses typical loan terms for a graduate borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $15,000 loan that is disbursed in one disbursement and a 7.82% fixed Annual Percentage Rate (“APR”): 96 monthly payments of $255.99 while in the repayment period, for a total amount of payments of $24,574.78. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 11/17/2016. Variable interest rates may increase after consummation.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.