Back To
Top

RULES & REGULATIONS

COLLEGE AVE MADNESS BRACKET CHALLENGE

PHOTO CONTEST

NO PURCHASE REQUIRED TO ENTER OR WIN; LIMIT ONE REGISTRATION AND ONE ENTRY PER PERSON; LIMIT OF ONE VOTE PER DAY, PER MATCH-UP, PER DEVICE; ALL PRIZES ARE AWARDED SUBJECT TO RESTRICTIONS AND CRITERIA AND THE WINNERS MAINTAINING ELIGIBILITY REQUIREMENTS, AS DEFINED IN THESE RULES & REGULATIONS.  IF AN ENTRANT IS AN ELIGIBLE MINOR IN HIS OR HER STATE OF RESIDENCE, HIS OR HER PARENT OR LEGAL GUARDIAN AGREES TO THESE RULES & REGULATIONS ON BEHALF OF HIS OR HER MINOR CHILD; BY ENTERING, YOU AGREE TO THESE RULES & REGULATIONS, WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING.  WITHOUT LIMITATION, THESE RULES & REGULATIONS INCLUDE INDEMNITIES TO THE ADMINISTRATOR (DEFINED BELOW) FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.  VOID WHERE PROHIBITED BY LAW.

  1. Eligibility: “College Ave Madness Bracket Challenge” Photo Contest (“the Photo Contest”) is open to legal residents of the United States of America who are at least the age of majority or an eligible minor in his or her state of residence and who are enrolled at least half time in a Title IV eligible, post-secondary educational institution at the time of entry. Employees of College Avenue Student Loans, LLC and any of their respective parent companies, subsidiaries, affiliates, agents and agencies that are involved in this Photo Contest, and the immediate family (spouse, parents, siblings, and children) and household members of each such employee are not eligible. The Photo Contest is subject to all applicable federal, state, and local laws and regulations and is void where prohibited by law.
  1. Administrator: The Photo Contest is administered and sponsored by College Avenue Student Loans, LLC, 1105 N. Market St., Wilmington, Delaware.
  1. Agreement to Rules & Regulations: By participating in the Photo Contest, Entrant fully and unconditionally agrees to and accepts these Rules & Regulations and the decisions of the Administrator, which are final and binding in all matters related to the Photo Contest.
  1. Promotion Period: The “Submission Period” for the Photo Contest begins at 9:00 a.m. Eastern Time on February 29, 2016 and ends at 4:00 p.m. Eastern Time on Friday, March 11; the “Voting Periods” begin on Monday, March 14, 2016 at 11:00 a.m. Eastern Time and end periodically as set forth in Section 6. Voting, below, (together, the Submission Period and the Voting Periods constitute the “Promotion Period”). Administrator’s (or its designee’s) computer is the official timekeeping device for this Photo Contest.
  1. How to Enter: During the Submission Period, visit www.collegeavestudentloans.com/collegeavemadness and sign up for the Photo Contest by following the links and instructions to complete the registration form. Only one registration and entry per person is allowed. To become an “Entrant”, complete and submit the registration (including the name of the charitable organization for which the Entrant is “playing”) and upload the digital image of your School’s “college avenue” for submission. You then will receive one entry into the Photo Contest. Any use of robotic, automatic, programmed or similar entry methods or agents (including, but not limited to, Photo Contest entry services) will void all entries by that Entrant. The Entrant’s designated charitable organization is subject to verification and approval.  In the event of a dispute as to any online entry, the authorized account holder of the email address used to enter will be deemed to be the Entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Potential winners may be required to show proof of being the authorized account holder. By submitting your email address, Entrant consents to being contacted by College Avenue Student Loans, LLC via email.  An Entrant attempting to use multiple email addresses may be disqualified, at Administrator’s sole discretion.

PHOTO GUIDELINES AND REQUIREMENTS: Each Photo must be in one of the following formats: .JPEG, .JPG, .GIF, or .PNG. and must not exceed 3 MB;

IMPORTANT: MESSAGE AND DATA RATES MAY APPLY IF AN ENTRANT ENTERS THIS SWEEPSTAKES ON HIS/HER MOBILE DEVICE. NOT ALL MOBILE TELEPHONE/WIRELESS PROVIDERS CARRY THE SERVICE NECESSARY TO PARTICIPATE IN THESE SWEEPSTAKES. ENTRANTS SHOULD CONSULT THEIR WIRELESS PROVIDER’S PRICING PLANS. MOBILE ENTRY IS NOT REQUIRED TO ENTER OR WIN A PRIZE IN THIS SWEEPSTAKES.

  1. Voting: Sixty-four entries will be selected as “Finalists” by the College Ave Selection Committee. Only one entry per school will be selected as a Finalist. At the end of the Submission Period, Entrants will be notified via email whether they are a Finalists.  The sixty-four Finalists will be randomly assigned a seed number and, based on that seed, will be assigned to a competitive bracket by the College Ave Selection Committee.  The bracket will progress with one-on-one match-ups through four preliminary “Rounds” to Semi-Final match-ups to a Championship match-up. The Finalist whose digital image receives the most votes during the respective Voting Period will be declared the winner of the corresponding match-up, will become eligible to move on to the successive match-up (if applicable) and will win the associated Prize (See Section 8. Prizes, below) if all terms and conditions are met.  There is a maximum of six match ups that can be won by a Finalist. The potential Prize winners will be notified by email. The odds of winning a Prize depend on the number of eligible entries received during the Submission Period and whether the Entrant becomes a Finalist.  Of the sixty-four Finalists, thirty-two will win a Prize.  The voting periods are as follows:
Round Voting Begins Voting Ends
Round of 64 March 14th 11 AM ET March 18th 10 PM ET
Round of 32 March 19th 11 AM ET March 22nd 10 PM ET
Round of 16 March 22nd 10 PM ET March 26th 10 PM ET
Round of 8 March 26th 10 PM ET March 30th 10 PM ET
Semi-Finals March 30th 10 PM ET April 2nd 10 PM ET
Championship April 2nd 10 PM ET April 4th 10 PM ET
  1. Requirements of Potential Winner: Prize winners must continue to comply with the Rules & Regulations; and winning is contingent upon fulfilling all requirements. The Prize winners must have submitted a digital image of their College Ave. In addition, the Prize winners (or parent/legal guardian if the Prize winner is a minor in his/her state of residence) (each) may be required (a) to sign and return to Administrator, by April 15, 2016: An Affidavit of Eligibility, Liability and Publicity Release (except where prohibited) in order to claim their Prize, (b) to provide their legal name, address and social security number, and (c) to fulfill any such other requirements as determined by Administrator. If the Prize winners fail to do any of the above, they may be disqualified and forfeit the Prize. In the event that a Prize winner is disqualified for this or any other reason, Administrator will award the applicable Prize to the corresponding match-up opponent of the Prize winner who is disqualified. If the corresponding match-up opponent is disqualified, the applicable Prize may not be awarded, in the Administrator’s sole discretion.
  1. Prizes: Prize is non-transferable. Name changes are not allowed once provided to College Ave Student Loans, LLC. Total Prize value: $10,000.  Winners are responsible for all taxes and fees associated with Prize receipt and/or use. Other restrictions, conditions and limitations may apply. In the event of a tie, the winner of the match-up will be the Finalist whose entry was randomly assigned a higher seed. (Seed #1 is the highest seed possible).

In addition to the $1,000 donation to the approved and verified charity designated by the champion, the winners of the match-ups in each round will win the following Prizes:

Round Prize Cumulative Prize
Round of 64 +$100 $100
Round of 32 +$100 $200
Round of 16 +$100 $300
Round of 8 +$350 $650
Semi-Final +$500 $1,150
Championship +$1,000 $2,150
  1. Publicity: Except where prohibited, participation in the Photo Contest constitutes Entrant’s consent for Administrator and its designees to use Entrant’s name, likeness and state of residence for promotional purposes in any media without further consideration.
  1. General Conditions: In the event that the operation, security, or administration of the Photo Contest is impaired in any way for any reason, including, but, not limited to, fraud, virus or other technical problem, the Administrator may, in its sole discretion, either: (a) suspend the Photo Contest to address the impairment and then resume the Photo Contest in a manner that best conforms to the spirit of these Rules & Regulations; or (b) cancel the Photo Contest and award the Prizes to the Entrants with the highest number of votes drawing from among all eligible entries received up to the time of the impairment. The Administrator reserves the right in their sole discretion to disqualify any individual they find to be tampering with the entry process or the operation of the Photo Contest or to be acting in violation of these Rules & Regulations or any other promotion, or in an unsportsmanlike or disruptive manner.

Any attempt by any person to undermine the legitimate operation of the Photo Contest may be a violation of criminal and civil law, and, should such an attempt be made, the Administrator reserves the right to seek damages from any such person to the fullest extent permitted by law. The Administrator’s failure to enforce any term of these Rules & Regulations shall not constitute a waiver of that provision. The Administrator is not responsible for lost, late, delayed, incomplete, entries not received by the entry deadline, interrupted or unavailable network, server or other connections, miscommunications, failed telephone, computer hardware or software, and other technical errors or failures of any kind, including any injury or damage to any person’s electronic device (including but not limited to computer, tablet or phone) related to or resulting from participating in or experiencing any materials in connection with the Promotion; unauthorized human intervention; failed, incomplete, garbled, jumbled or delayed computer transmissions or other errors of any kind, whether human, mechanical or electronic, that may limit a user’s ability to participate in the Promotion, including without limitation, the incorrect or inaccurate capture of entry information online regardless of cause. Any use of robotic, automatic, programmed or like entry methods will void all entries affected by such methods and be deemed tampering. Administrator reserves the right to prohibit the participation of an individual if fraud or tampering is suspected, or if the individual fails to comply with any requirement of participation as stated herein or with any provision in these Rules & Regulations.

Internet caution: any attempt by an individual to deliberately damage any web site or undermine the legitimate operation of this promotion is a violation of criminal and civil laws, and should such an attempt be made, Administrator reserves the right to seek damages from any such individual to the fullest extent of the law. Administrator reserves the right to cancel or modify the Promotion if fraud, misconduct or technical failures destroy the integrity of the Promotion or if a computer virus, bug, or other technical problem corrupts the administration, security, or proper administration of the program as determined by the Administrator in their sole discretion.

In the event of termination of the promotion, a notice will be posted online and the voting will be conducted among Finalists selected from among all eligible entries received prior to the time of termination. In the event a dispute arises regarding specific individual entitled to receive Prize, entry will be declared made by the “authorized e-mail account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., educational institution) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. Entrant may be requested to provide Administrator with proof that the Entrant is the authorized e-mail account holder of the e-mail address associated with the account/submission. Proof of submitting entries will not be deemed to be proof of receipt by Administrator. All federal, state and local taxes are the sole responsibility of winner. All federal, state and local laws and regulations apply. Return of any Prize/Prize notification as undeliverable may result in disqualification and an alternate winner may be selected.

Acceptance of Prize constitutes permission to the Administrator and its partners to use winner’s name and/or likeness for purposes of advertising and trade without further compensation, unless prohibited by law. By accepting Prize, winner agrees to release and hold Administrator, the promotional partners and each of their respective directors, officers, employees and assigns, harmless against any and all claims, damages, losses, expenses and liability arising out of use/acceptance of Prize. Entrants assume all liability for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any Prize. By participating in this promotion, Entrants agree to be bound by the Rules & Regulations and the decisions of the Administrator. Administrator and its promotional partners are not responsible for any typographical or other error in the printing, the offering or the announcement of any Prize or in the administration of the promotion.

  1. Release, Limitations of Liability and Indemnification: Except where prohibited, by participating in the Photo Contest, Entrants agree to release and hold harmless College Avenue Student Loans, LLC, and their respective shareholders, subsidiaries, affiliates, promotional partners, Prize partners, agents and agencies, and the officers, directors and employees of them (the “Released Parties”) from and against any claim or cause of action arising out of participation in the Photo Contest or receipt or use of any Prize, including, but not limited to: (a) unauthorized human intervention in the Photo Contest; (b) technical errors related to computers, servers, providers, printers or telephone or network lines; (c) printing errors; (d) errors in the administration of the Photo Contest or the processing of entries; (e) late, lost, or undeliverable mail; or (f) injury or damage to the Entrant or third persons or property which may be caused, directly or indirectly, in whole or in part, from Entrant’s participation in the Photo Contest or receipt of any Prize. Entrant further agrees that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Photo Contest and in no event shall the Released Parties be liable for attorney’s fees. Entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages. If for any reason an Entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, Entrant’s sole remedy is another Photo Contest entry.  The Administrator reserves the right to not award the Prize if, in its sole discretion, it does not receive a sufficient number of eligible and qualified entries.  No more than the stated number of Prizes will be awarded.
  1. Disputes: Entrant agrees that: (a) any and all disputes, claims and causes of action arising out of or connected with this Photo Contest or any Prizes awarded shall be resolved individually, without resort to any form of class action, and exclusively by the state or federal courts of the State of Delaware; and (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering any Photo Contest, but in no event attorneys’ fees. All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules & Regulations, or the rights and obligations of the Entrant and Administrator in connection with the Photo Contest, shall be governed by, and construed in accordance with, the laws of the State of Delaware, without giving effect to any choice of law or conflict of law rules (whether of the State of Delaware or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Delaware.
  1. Publication and Assignment of Rights to Submissions: By entering the Photo Contest, each Entrant agrees that his or her submission is an original work of authorship and he or she owns all right, title and interest in the entry as of the date of submission. Entries cannot defame or invade the publicity rights or privacy of any person, living or deceased, or otherwise infringe upon any person’s personal, privacy or property rights or any other third party rights. If the entry contains any material or elements that are not owned by the Entrant and/or which are subject to the rights of third parties, the Entrant is responsible for obtaining, prior to submission of the entry, any and all releases and consents necessary to permit the use and exhibition of the entry by the Administrator in the manner set forth in these Rules & Regulations, including, without limitation, name and likeness permissions from any person who appears in or is identifiable in the entry. If any identifiable person appearing in the entry is under the age of majority in his/her state of residence, the parent or legal guardian is required to provide permission. The Administrator reserves the right to require proof of these permissions in a form acceptable to the Administrator from any Entrant at any time. The Administrator reserves the right to disqualify any entry it deems to be offensive, inappropriate, not in keeping with the Administrator ‘s image or that is otherwise not in compliance with these Rules & Regulations, in its sole discretion. By entering the Photo Contest, Entrants agree to assign all right, title, and interest, including copyright rights, in the entry to College Avenue Student Loans, LLC and grant permission for College Avenue Student Loans, LLC and its respective designees to publish or publicize all or part of their entry, including but not limited to Entrant’s name, likeness and photo, in whole or in part, for advertising, promotional and trade or other purposes in conjunction with this and similar promotions in any and all media now known or hereafter developed, worldwide in perpetuity, without notice or permission and without further compensation, except where prohibited by law. Furthermore, Entrant agrees that he or she has not and will not take any action that interferes with the rights granted to Administrator under these Rules & Regulations.

BY ENTERING THE PHOTO CONTEST, ENTRANT AGREES THAT THE PHOTO, ALONG WITH HIS/HER NAME, MAY BE POSTED ON THE WEBSITE, OTHER SOCIAL MEDIA PLATFORMS, INCLUDING BUT NOT LIMITED TO OTHER PAGES ON FACEBOOK, TWITTER, ETC., THE INTERNET, TELEVISION, RADIO, AND PRINT AT ADMINISTRATOR’S SOLE DISCRETION, AND ENTRANTS ACKNOWLEDGE THAT THEIR ENTRIES MAY BE REPOSTED BY THE PUBLIC OR OPEN TO PUBLIC COMMENTARY, FOR WHICH ADMINISTRATOR OR ITS AGENTS SHALL NOT BE LIABLE.

  1. Privacy: Personal Information collected through this promotion is subject to College Ave Student Loan’s Privacy Policy which can be found at www.collegeavestudentloans.com/privacy/.
  1. Photo Contest Results: Winning results will be posted on www.collegeavestudentloans.com/collegeavemadness on April 4, 2016 at 10:00 p.m. ET or as soon thereafter as practicable.